Expats can typically access:

  • Indonesian Stocks & Bonds: Via local brokerage accounts (requires NPWP – tax ID, and sometimes KITAS/KITAP).

  • Indonesian Mutual Funds (Reksa Dana): Accessible through banks or asset management companies.

  • International Investments: Using global online brokerage platforms (accessible from Indonesia) to invest in international stocks, ETFs, and funds worldwide.

  • Property: With specific legal structures, often leasehold (Hak Pakai/Hak Sewa) rather than full freehold ownership (Hak Milik) for foreigners.