Expat Health Insurance in Indonesia

Why Health Insurance is Crucial for Expats in Indonesia

Moving to Indonesia as an expat can be exciting, but it also comes with serious risks if you’re not properly covered. From traffic accidents in Jakarta to tropical diseases in Bali, the medical risks are real — and navigating local healthcare without coverage can be confusing and expensive.

As a foreigner, you may not have access to Indonesia’s public healthcare system. Even if you do, it may not meet the standards you’re used to. That’s why having reliable expat health insurance in Indonesia is not just smart — it’s essential.

Get a Quote

Who Needs Expat Health Insurance in Indonesia?

Coverage for Individual Expats

Individual expatriates working or living in Jakarta, Bali, Surabaya, or beyond.

Plans for Employers & HR

Employers or HR departments that hire and relocate foreign staff to Indonesia.

Insurance for Expat Families

Families of expats, including spouses and children needing full international medical coverage.

Why Expats Need Insurance

Whether you’re a teacher at an international school, an oil & gas executive, or a digital professional working remotely, having international medical insurance ensures peace of mind.

What Does Expat Health Insurance in Indonesia Cover?

Emergency Hospital Treatment

Get immediate access to emergency care in Indonesia and globally, ensuring you’re protected wherever you are.

Medical Evacuation When Needed

If required, you’ll be medically evacuated to Singapore or your home country for advanced treatment and care.

Access to Top Private Hospitals

Enjoy access to reputable private hospitals like Siloam, BIMC, and Rumah Sakit Pondok Indah for quality care and shorter wait times.

Outpatient & Specialist Care

Coverage includes outpatient visits, prescriptions, and consultations with medical specialists.

Dental & Maternity Add-Ons

Enhance your policy with optional dental and maternity coverage tailored to your lifestyle and family needs.

Coverage That Moves With You

Relocating from Indonesia? Your international coverage travels with you, so you stay protected at your next posting.

Local vs International Insurance: Why It Matters

There are two main types of expat insurance in Indonesia

International Health Insurance

Coverage in Indonesia and worldwide
Designed specifically for expatriates
English-speaking customer support
Fast and reliable claims processing
Flexible if you move countries
Fewer exclusions and better benefits
Ideal for long-term expats and global nomads

Local Health Insurance

Coverage mostly limited to Indonesia
Often not tailored for expats
Customer service rarely in English
Claims may be delayed or hard to process
Usually not portable across borders
Limited coverage with many exclusions
More suitable for short-term stays or locals

Why Work With a Specialist Broker?

We’ve been serving expats since 1996.

Our job is to get you the best possible coverage at the best price – not to push one company’s policy.

Get a Quote

Top-Tier Care, Wherever You Are

The best hospitals and clinics in every major city

Insurance, Made Simple

How to navigate confusing insurance paperwork.

Real Risks Expats Face

What types of risks expats really face here — from dengue fever to motorbike accidents

Fast, Fair, and Reliable

Which insurers pay claims quickly and reliably

Mind the Gaps

What Coverage Limits and Exclusions to Watch Out For

Getting Expat Health Insurance in Indonesia Is Simple

1. Tell Us What You Need

Fill in our quote request form below

2. Get Expert Comparisons

We’ll send you a side-by-side review of plans from the world’s top international insurers

3. You Choose, We Handle the Rest

Pick the right plan — and we’ll take care of the paperwork

4. You’re Covered

Your coverage starts. It’s that easy.

Need broader financial advice? You can also book a 1-on-1 session to discuss:

Retirement planning for expats

Investment strategies

Life and critical illness cover

Frequently Asked Questions

Is my existing travel insurance enough?Paul2025-04-24T13:28:42+00:00

Ready to Protect Your Health in Indonesia?

Don’t leave it to chance. Protect yourself, your family, or your expat staff with comprehensive health insurance that works across borders — and across emergencies.

Get a personalized quote today using the form below.

Or book a financial planning session to discuss your full expat protection and investment strategy.