Global Management Services (“GMS” with official name PT. Aripa Makmur Persada) operates www.gms-financial.com and may operate other websites. It is GMS policy to respect your privacy regarding any information we may collect while operating our websites.

 

Website Visitors

Like most website operators, GMS collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. GMS’ purpose in collecting non-personally identifying information is to better understand how GMS visitors use its website. From time to time, GMS may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

GMS also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on gms-financial.com blogs/sites. GMS only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to GMS websites choose to interact with GMS in ways that require GMS to gather personally-identifying information. The amount and type of information that GMS gathers depends on the nature of the interaction. For example, we ask visitors who request insurance quotes at gms-financial.com to provide their name, email address, telephone number, nationality, country of residence, date of birth and current insurance arrangements. In each case, GMS collects such information only insofar as is necessary or appropriate to fulfil the purpose of the visitor’s interaction with GMS. GMS does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

GMS may collect statistics about the behaviour of visitors to its websites. GMS may display this information publicly or provide it to others. However, GMS does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

GMS discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on GMS’ behalf or to provide services available at GMS websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using GMS websites, you consent to the transfer of such information to them. GMS will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, GMS discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when GMS believes in good faith that disclosure is reasonably necessary to protect the property or rights of GMS, third parties or the public at large. If you have supplied your email address whilst requesting an insurance quote, we may occasionally send you an email to keep you updated with our products and services. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. GMS takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. GMS uses cookies to help GMS identify and track visitors, their usage of GMS website, and their website access preferences. GMS visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using GMS websites, with the drawback that certain features of GMS websites may not function properly without the aid of cookies.

Business Transfers

If GMS, or substantially all of its assets, were acquired, or in the unlikely event that GMS goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of GMS may continue to use your personal information as set forth in this policy.

Privacy Policy Changes

Although most changes are likely to be minor, GMS may change its Privacy Policy from time to time, and in GMS sole discretion. GMS encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.